Interest to be serviced regularly during moratorium period (MP).
After MP entire outstanding in loan account will be treated as Principal for calculating future EMI's repayable in 10 years after date of first disbursement.
Maximum period 10 years including duration of course
Moratorium period not exceeding six months after completing the course or securing a job, whichever is earlier
Prepayment : No pre-payment penalty
Disbursement : In stages - as per requirement, directly to institution /university etc