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Federal Bank
Federal Bank education loans were launched to provide financial assistance to meritorious students willing to pursue their higher education. The bank offers two types of loans namely Federal Vidya Loan and Federal Special Vidya Loan.

Federal Bank Limited founded by Kulangara Paulo Hormis, started its operations with an authorized capital of Rs. 5000. If you want to know more about Federal Bank Ltd, educational loans, then scroll down the page.
Eligibility : 


  • Students of Indian Nationality
  • Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Loan Details



For Studies in India & Abroad


  • Up to Rs. 25 Lakhs


  • Co-obligant/Collateral Security
Rate of Interest
  • Up to Rs.4 Lakhs – 12.75%
  • Above Rs.4 Lakhs – 14.25%
  • Maximum 11 years

Special Vidya Loan

Eligibility : 
  • Should be an Indian National
  • Secured admission to professional/technical courses through Entrance test/ Merit based selection process
  • Secured admission to foreign university / institutions (for studies abroad)
  • Course & Institution should have necessary approval/recognition

Loan Details



The prime object is to provide every meritorious student though poor with an opportunity to pursue higher studies in India & Abroad with the financial support from the banking system with affordable terms and conditions.


  • For Studies in India - Up to 7.5 Lakh
  • For Studies Abroad - Up to 15 Lakhs
Rate of Interest
  • Up to Rs.4 Lakhs – 13.75 (BPLR)
  • Above Rs.4 Lakhs – 14.75 (BPLR + 1%)

Course period + 5 - 7 years

Repayable in equal monthly installments in 5 to 7 years after moratorium period

No repayment during moratorium period

To Know More Information click : http://www.federalbank.co.in
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